Within the banking industry, requests for credit cards are growing tremendously, and manually reviewing each application is frequently a tiresome task that is also prone to human error. In this situation, banks and other big financial institutions can use a machine learning model to forecast whether or not to grant the customer a credit card. Banks utilize machine learning techniques to process their financial data, extract knowledge from it, and use it for risk management and decision-making. This study has created, trained, and evaluated three classification models utilizing authentic Kaggle datasets. The main research goal is to assess and contrast the models based on how accurately they project the composition of the typical class. In this work, we examine the accuracy, F1 Score, Precision, and confusion matrix of different supervised machine learning models to estimate the probability that a credit card request would be approved. After testing three classifiers, it is discovered that Random Forest outperformed Decision Tree and Logistic Regression. Random Forest’s accuracy is 94.67%, precision is 0.85, recall is 0.980, and F1 Score is 2.940.

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