The aim of the work is to predict the credit card approval using XGBoost algorithm in comparison with logistic regression to improve accuracy. Accuracy is performed with the dataset size of 48678. Prediction of credit card approval using XGboost Classifier where the number of samples (N = 10) and logistic regression where the number of samples (N = 10) algorithms. The dataset contains 19 attributes that help in whether the person gets the approval of a credit card or not. The Accuracy of XGboost Classifier is 87.97% and loss is 12.04% which appears to be better than Logistic Regression accuracy is 65.16 % and loss is 34.84 %. There is a significant difference in Accuracy (P = 0.487). Conclusion: The results show that the Novel XGboost Classifier is significantly better than Logistic Regression (LR) for Credit Card Approval Prediction in terms of accuracy.
Topics
Regression analysis
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