The cards that can be used for a combination of services are known as smart cards. Smart cards are being used widely in various sectors mainly in health and educational sectors. Some of the banks have started issuing these smart cards in combination with other agencies. This paper proposes an interoperable smart card system that provides students with a campus identification card along with a debit card cum Automated Teller Machine card which can be used by the students as their student identity card, library card, cards for fee payment or bill payment cards at various food courts or shopping malls This paper also discuss about the satisfaction rate among the students and fields of improvement.

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